Themes 9 Thematic analysis Appendices Introduction Applicant Index Report 2026 Introducing the themes The Finance theme combines self ‑ rated financial means with confidence in budgeting skills to provide an overall financial health check for the cohort. A high score indicates that applicants believe they have the means and skills to meet the costs of higher education. Demographic breakdowns can help identify disadvantaged groups within the cohort. The Social theme measures the strength of existing social networks alongside confidence about “fitting in” in higher education. A high score indicates strong social confidence and confidence that the chosen higher education provider, and accommodation provider, where relevant, will offer an inclusive environment. The Community theme measures applicants’ motivation to be part of a higher education community and their desire to belong. A high score indicates a cohort that wants to belong to a diverse peer group and is willing to help build that community. Year ‑ on ‑ year changes show whether community orientation is strengthening or weakening. The Wellbeing theme draws on the ONS standard wellbeing indicators alongside measures of positive and negative feelings. Together, these provide a picture of the cohort’s overall wellbeing, with a higher score indicating better wellbeing. Demographic breakdowns can help identify more vulnerable groups. The Resilience theme draws on previous academic work on resilience, including the concepts of grit and learned optimism. A high score indicates a cohort able to work towards clear goals and recover from setbacks. Resilience is also shaped by experiences of inclusion and exclusion, which can influence both how it develops and how it is expressed. The Learning theme assesses academic confidence and commitment to the chosen course. A high score indicates a cohort that feels academically prepared and confident about their ability to learn in higher education. The Employment theme provides a snapshot of optimism about finding a graduate job, alongside self ‑ rated work ‑ related skills and experience. A high score indicates a cohort that feels prepared for the job market and confident about its prospects. The Independence theme, introduced in 2023, measures how prepared the cohort is to live independently, make decisions and access support when needed. The Sustainability theme combines concern about climate change with behaviours and personal commitment to environmental sustainability. A high score indicates a cohort that is highly concerned about climate change and willing to take everyday actions to live more sustainably. Over the past five years, the Applicant Index has consistently focused on nine core themes, enabling meaningful comparisons across successive student cohorts. Year ‑ on ‑ year these themes have provided valuable insight into evolving academic, financial, and social trends. Belonging, equity and inclusion Back to contents